:root{--ink:#133c35;--text:#233832;--muted:#60706b;--paper:#fffdf8;--soft:#f2eee3;--gold:#b98038;--line:#d8d4ca;--danger:#a4332e;--radius:18px;--shadow:0 14px 40px #153c3512;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--text);background:var(--paper);line-height:1.55}*{box-sizing:border-box}body{margin:0;background:var(--paper)}a{color:var(--ink)}img{max-width:100%}.wrap{width:min(1120px,calc(100% - 32px));margin:auto}.site-header{border-bottom:1px solid var(--line);background:#fffdf8f2;position:sticky;top:0;z-index:5}.nav{min-height:72px;display:flex;align-items:center;gap:24px}.brand{font-family:Georgia,serif;font-size:1.55rem;font-weight:700;text-decoration:none;margin-right:auto}.nav-links{display:flex;gap:22px;align-items:center}.button,button{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:10px 18px;border-radius:12px;border:1px solid var(--ink);background:var(--ink);color:white;font:inherit;font-weight:750;text-decoration:none;cursor:pointer}.button.secondary,button.secondary{background:transparent;color:var(--ink)}:focus-visible{outline:3px solid #e5a950;outline-offset:3px}main{min-height:65vh}.hero{padding:76px 0 52px;background:linear-gradient(180deg,var(--soft),var(--paper))}.eyebrow{text-transform:uppercase;letter-spacing:.16em;font-size:.76rem;font-weight:800;color:var(--gold)}h1,h2,h3{font-family:Georgia,serif;color:var(--ink);line-height:1.12}h1{font-size:clamp(2.4rem,7vw,5rem);max-width:800px;margin:.3em 0 .25em}h2{font-size:clamp(1.65rem,4vw,2.55rem)}.lead{font-size:clamp(1.05rem,2.5vw,1.3rem);max-width:730px;color:var(--muted)}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.section{padding:54px 0}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(245px,1fr));gap:20px}.card,.tool-card,.calculator,.results,.next-step{border:1px solid var(--line);border-radius:var(--radius);padding:24px;background:white;box-shadow:var(--shadow)}.tool-card{display:flex;flex-direction:column}.tool-card .button{margin-top:auto;align-self:flex-start}.tag{font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;color:var(--gold);font-weight:800}.breadcrumb{padding-top:28px;color:var(--muted);font-size:.9rem}.tool-head{padding:34px 0 20px}.tool-head h1{font-size:clamp(2.2rem,6vw,4.2rem)}.trust{font-weight:750;color:var(--muted)}.calculator{max-width:760px}.fields{display:grid;gap:18px}label{display:block;font-weight:750;margin-bottom:6px}input{width:100%;min-height:50px;border:1px solid #9eaaa6;border-radius:10px;padding:10px 13px;font:inherit;font-size:1.05rem}small{display:block;color:var(--muted);margin-top:5px}.error{color:var(--danger);font-weight:700}.results{margin-top:22px;outline:none}.primary-result{padding:20px;background:var(--soft);border-radius:14px}.primary-result strong{display:block;font:700 clamp(2rem,6vw,3.4rem)/1.1 Georgia,serif;color:var(--ink)}.metrics{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:18px 0}.metric{border-bottom:1px solid var(--line);padding:12px 0}.metric strong{display:block;font-size:1.25rem;color:var(--ink)}table{width:100%;border-collapse:collapse}th,td{text-align:left;padding:10px;border-bottom:1px solid var(--line)}.next-step{margin-top:24px;background:#eef5f2}.content{max-width:760px}.content h2{margin-top:1.6em}.notice{padding:16px;border-left:4px solid var(--gold);background:var(--soft)}.site-footer{margin-top:60px;background:var(--ink);color:#eff7f4;padding:42px 0}.site-footer a{color:white}.footer-links{display:flex;gap:18px;flex-wrap:wrap}.directory-tools{display:flex;gap:12px;margin-bottom:24px}.directory-tools input{max-width:420px}.legal{max-width:760px;padding:48px 0}.legal h1{font-size:3rem}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}@media(max-width:650px){.nav-links a:not(.button){display:none}.hero{padding-top:46px}.metrics{grid-template-columns:1fr}.calculator,.results,.next-step,.card,.tool-card{padding:19px}.directory-tools{display:block}.directory-tools input{margin-bottom:10px}.site-header .button{padding:8px 12px}}